About Us

We Believe Everyone Deserves Unbiased, Fair Advice.

Our firm is structured differently than most other financial planning firms. We want to make it easy, simple, and enjoyable to work with. We take important, emotionally draining, complicated topics and break them down into simple actionable steps.

How do we do this?

It is simple: We believe in educating people and working with our clients in a classroom-type setting. We are always learning (I say “we” because we always learn new ways to effectively communicate concepts and ideas from each and every one of our clients).

Make no mistake: we are not just teaching you how to invest your money, save up for that emergency fund, figure out your social security benefits (of course), or pay off your house, protect your family, we are fully implementing for you. That is why you pay us! 🙂

Our Independence is Your Advantage

Focus Planning Group is a Registered Investment Advisor, and we are obligated to adhere to a fiduciary standard.

Simply put, we must act in your best interest.

One may ask, “Wait a minute, isn’t every firm/advisor supposed to do that?”

It may sound crazy, but no, not every firm is obligated to act in your best interest. I know you’re thinking that this doesn’t make any sense. I agree.

For more information, check out our blog post: The DOL Fiduciary Rule: What does it mean for you?

Our History

1979
1986
1990
1998
2002
2012
2014
2015
1979

Joe Carbone, Sr. starts his career with Guardian Life Insurance Company.

1986

Joe Carbone, Sr. obtains the Life Underwriting Training Council Fellow Designation.

1990

Joe Carbone, Sr. is appointed Brokerage Manager and Disability Supervisor for a Guardian General Agency in Westbury, New York.

1998

Joseph Carbone, Jr. starts his career in the wealth management Industry.

2002

Joseph Carbone, Jr. obtains the CERTIFIED FINANCIAL PLANNER™ Designation.

2012

Joe and Joseph realize a life long dream and establish Focus Planning Group.

2014

Joseph Carbone, Jr. obtains the Accredited Investment Fiduciary® Designation.

2015

Focus Planning Group is approved as a registered investment advisor firm in the state of New York.

Meet Our Management Team

Joseph Carbone, Jr., CFP®

Wealth Advisor

Bio

Joe Carbone, Sr., LUTCF

Insurance Advisor

Bio