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Schwab is a registered broker-dealer, and is not affiliated with Focus Planning Group, LLC or any advisor whose name appear on this website. Focus Planning Group, LLC is independently owned and operated. Regardless of any referral or recommendation, Schwab does not endorse or recommend the investment strategy of any advisor. Schwab has agreements with Focus Planning Group, LLC under which Schwab provides Focus Planning Group with services related to your account. Schwab does not review the Focus Planning Group, LLC website, and makes no representation regarding information contained in the Focus Planning Group, LLC website, which should not be considered to be either a recommendation by Schwab or a solicitation of any offer to purchase or sell any securities.