Financial Advisor Fees at Focus Planning Group
Financial advisor fees should be simple to understand, so here is exactly what we charge. Full-service planning and investment management starts at 1% per year and decreases at each additional million you invest with us at Charles Schwab. Hourly planning is $300 per hour with no minimum, and the Focus on Retirement Blueprint System is a one-time fee of $3,750, waived for full-service clients.
Our Financial Advisor Fees for Full Service Planning
|
Investable Assets |
Annual Fee |
|---|---|
|
First $1 million |
1.00% |
|
$1 million to $2 million |
0.85% |
|
$2 million to $3 million |
0.75% |
|
$3 million to $4 million |
0.65% |
|
$4 million to $5 million |
0.55% |
|
Over $5 million |
0.50% |
Full-service management requires a minimum of $500,000 in investable assets, with no ceiling. Investing with us starts at $250,000 of investable assets.
You can review the details in our Form ADV brochure, and you can look up our registration on the SEC’s Investment Adviser Public Disclosure site.
The Focus on Retirement Blueprint System: One-Time Fee
If you’d like the Focus on Retirement Blueprint System on its own, the one-time fee is $3,750. That covers your first meeting, all six projects, and your one-page financial plan over about 90 days. We waive the fee for full-service clients because the Blueprint is included in full-service management.
What Your Financial Advisor Fees Include
One fee covers the planning and the investing. You don’t pay a separate charge for the plan. Full-service clients receive:
- The Focus on Retirement Blueprint System, a six-project planning process that organizes your full financial picture over your first 90 days and keeps it current year after year
- Investment management, including every trade and rebalance, plus tax loss harvesting
- Your monthly retirement paycheck, with required minimum distributions calculated and processed
- A Monthly Investment Snapshot that shows what you paid in fees, in dollars
- Ongoing planning and meetings, not a one-time plan
Learn more about full-service management.
Hourly Planning: $300 per Hour
You may only want to tackle one or two topics, and we offer hourly planning to get you on track. We charge $300 per hour, with no minimum.
You can hire us to review your current investments and finances without managing your money or paying for a full plan. You can simply pay to ask questions and get advice.
Book Your Free Intro Call to See if We’re a Good Fit!
In just 15 minutes, we’ll assess your specific situation and determine if it’s the right fit. It’s completely complimentary.
This is a no-pressure call where you don’t need to prepare. It’s for folks who want clear direction and answers to their retirement questions. Fill out the form and book a time that works for you.
Financial Advisor Fees FAQs
Is there a minimum to work with you?
Full-service management requires a minimum of $500,000 in investable assets, and investing with us starts at $250,000. We do not have an asset minimum for hourly planning or for the Focus on Retirement Blueprint System, which is a one-time fee of $3,750.
Do I pay extra for the Focus on Retirement Blueprint System?
Not if you’re a full service client. The Blueprint is a one-time fee of $3,750, and we waive it for full-service clients, so you don’t pay separately for planning. If you want the Blueprint on its own, the one-time fee applies.
How do your financial advisor fees compare to hourly planning?
Full-service fees are based on a percentage of the assets we manage and cover ongoing planning and investment management. Hourly planning is $300 per hour for specific questions, with no ongoing commitment. We explain how to choose in our guide to hourly planning vs. AUM.
Do I need to hand over my investments to work with you?
No. You can work with us hourly and keep managing your own investments.
Where are my investments held?
Your accounts are held in your name at Charles Schwab, an independent custodian. We manage the investments, but we don’t hold your money.