We call our system the Focus On Retirement Blueprint because we believe the most effective way to implement your retirement is through a series of projects.

It is a 4-Step process that typically takes around 90 days to fully implement.

Why project-based, you ask?

Gone are the days of the useless 75-page leather-bound binder, and we replaced them with understandable, actionable projects where each meeting lasts approximately 30 minutes.

Step 1 – Rough Cut Meeting
(Approx. 60-Minutes)

– Statement of Financial Purpose
– Balance Sheet
– Retirement Budget
– Life Hub

Step 2 – Projects
(Approx. 30-Minute Meetings)

– Investment Planning
– Retirement Income
– Tax Distribution Planning
– Social Security Timing Strategy
– Estate Planning
– Insurance Consulting

Step 3 – Account Set Up
(if applicable)

– Set up Investment Accounts at
Charles Schwab
– Transfer assets over from other
Instutions

Step 4 – One-Page Financial Plan
(Approx. 60 Minutes)

– We deliver our One-Page(ish)
Financial Plan

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Frequently Asked Questions

Yes, of course. Our firm is structured to work with clients virtually all across the country.

While we have a minimum of $500,000 of investable assets for our full-service financial planning and investment management services. We do not have any minimums for hourly consulting projects or our Focus On Retirement Blueprint. 🙂

Yes! We routinely work with clients getting ready to transition into retirement as young as 50.

Absolutely not. We understand that times are changing, and some folks want only an advice relationship. Or, let’s say you’re retiring at age 55; in this circumstance, it may make sense for you to leave your 401(k) plan with your company to take advantage of the Rule of 55 to avoid paying a 10% penalty on withdrawals.

The cost for financial planning, our proprietary Focus on Retirement Blueprint System, and investment management services starts at 1% per year and goes down for every million you have invested with us at Charles Schwab.

  • First $1 Million: 1.00%
  • $1 Million to $2 Million: 0.85%
  • $2 Million to $3 Million: 0.75%
  • $3 Million to $4 Million: 0.65%
  • $4 Million to $5 Million: 0.55%
  • Over $5 Million: 0.50%

You may only be interested in tackling one or two projects/topics; we offer an hourly service to get you on track. We charge $300 per hour, billed in 15-minute increments.

You may only be interested in tackling one or two projects/topics; we offer an hourly service to get you on track. We charge $300 per hour, billed in 15-minute increments.

Wait, so I can hire you to review my current investments and finances without managing my money or paying for a “plan”? I can just pay you to ask questions and give me advice? Yup, that’s exactly correct! 😁

We use Charles Schwab as our third-party custodian. This means that Schwab is responsible for holding and safeguarding your assets (like stocks, bonds, cash, etc.) on your behalf. This separation of asset custody from the investment advisor (like your financial planner) is a key feature of the relationship and helps ensure your assets are held securely.

This ensures full transparency of your accounts at all times.

Schedule Your FREE Let’s Chat Call to See if We’re a Good Fit!