How to Navigate the Maze of Social Security Survivors Benefits
In my many years of working with my clients, there is nothing more heartbreaking than seeing them lose loved ones — especially a spouse. All circumstances are different, but the…
Author: Joseph Carbone
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How You Can Earn Credits to Qualify for Social Security Benefits
Social Security credits are based on the amount of your earnings. According to SSA.gov, they are the “building blocks” of the Social Security system You will need a minimum number…
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Why Knowing When to File for Social Security is Difficult — Really Difficult
I often get asked: “Joe, should I file early at age 62, or full retirement age (FRA), or delay to age 70?” My response is always the same. I know you…
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The Basics: Full Retirement Age and Social Security
So, you’re getting into the last stretch of your career, and you’re thinking about Social Security and when to file. I know what you’re thinking: What is the best strategy? When is…
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Why You Should Think Twice About Delaying Your Mortgage Payments
The recently passed Coronavirus Aid, Relief and Economy act, or CARES act, allows impacted homeowners with federally backed loans to delay paying their mortgage and get a break on accumulating…
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We Have Been Nominated for Best of Long Island 2018
Focus Planning Group has been nominated for best of Long Island 2018 under the financial planner category. We want to thank our wonderful and loyal clients for this nomination; now,…
