Why Knowing When to File for Social Security is Difficult, Really Difficult
I often get asked: “Joe, should I file early at age 62, or full retirement age (FRA), or delay to age 70?” My response is always the same. I know you…
Author: Joseph Carbone
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The Basics: Full Retirement Age and Social Security
So, you’re getting into the last stretch of your career, and you’re thinking about Social Security and when to file. I know what you’re thinking: What is the best strategy? When is…
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Why You Should Think Twice About Delaying Your Mortgage Payments
The recently passed Coronavirus Aid, Relief and Economy act, or CARES act, allows impacted homeowners with federally backed loans to delay paying their mortgage and get a break on accumulating…
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We Have Been Nominated for Best of Long Island 2018
Focus Planning Group has been nominated for best of Long Island 2018 under the financial planner category. We want to thank our wonderful and loyal clients for this nomination; now,…
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My New Writing Gig
I am excited to announce that I will now be a regular contributor to the U.S. News On Retirement blog. The blog features topics including 401(k)s, IRAs, Social Security, Medicare,…
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The DOL Fiduciary Rule: What does it mean for you?
Some of you have probably heard of the Department of Labor’s (DOL) Fiduciary Rule. What is it? What does it mean? A fiduciary is any investment professional who is required…
