How Uncle Sam Taxes Your Social Security Benefits
Will My Social Security Benefits be Taxable? Most likely, yes, if you have substantial income in addition to your social security benefits. Before I go any further, let me get…
Social Security
Rules you should know: Social Security Earnings Test
One of the critical factors in determining when to file for social security benefits is the earnings test. The earnings test only applies to filers who have NOT reached Full…
How to Navigate the Maze of Social Security Survivors Benefits
In my many years of working with my clients, there is nothing more heartbreaking than seeing them lose loved ones — especially a spouse. All circumstances are different, but the…
How You Can Earn Credits to Qualify for Social Security Benefits
Social Security credits are based on the amount of your earnings. According to SSA.gov, they are the “building blocks” of the Social Security system You will need a minimum number…
Why Knowing When to File for Social Security is Difficult — Really Difficult
I often get asked: “Joe, should I file early at age 62, or full retirement age (FRA), or delay to age 70?” My response is always the same. I know you…
The Basics: Full Retirement Age and Social Security
So, you’re getting into the last stretch of your career, and you’re thinking about Social Security and when to file. I know what you’re thinking: What is the best strategy? When is…